HHowImproving your credit score is one of the most effective ways to enhance your mortgage eligibility and secure favorable loan terms. Your credit score plays a crucial rule when it comes to securing a mortgage. In Ottawa’s competitive real estate market, understanding how to boost credit score can make the difference between an affordable mortgage […]

Buying a home is a significant financial step, and well budgeting for a down payment is crucial, closing costs are an often-overlooked expense. In Ottawa, these costs can range from 3% to 5% of the home’s purchase price. Understanding and preparing for them ensures a smoother closing process and prevents unexpected surprises.   Breakdown of […]

The October 2024 Ottawa Real Estate Board Stats are out! Market Snapshot: Ottawa’s housing market saw both home sales and average sale prices increase in October, signaling a recovery in the market. The boost in activity comes as consumers gain confidence, partly driven by the recent rate cut, which is helping to stimulate demand and […]

Becoming a homeowner for the first time can be a rewarding, yet financially challenging process. Luckily, first-time buyers in Ottawa have access to several grants and incentives designed to ease the cost burden. Here’s a breakdown of these programs:   1. First-Time Home Buyer Incentive ( FTHBI) The First-Time Home Buyer Incentive offers a shared […]

Ottawa, known for the vibrant mix of culture, history, and natural beauty, offers a range of neighbourhoods that cater to different lifestyles. Whether you’re a first-time buyer, a growing family, or a luxury home enthusiast, there’s a perfect spot for you in the capital city. Here’s a closer look at some of Ottawa’s most desirable […]

  The September 2024 Ottawa Real Estate Board Stats are out! Market Snapshot: Home sales in Ottawa have risen by 11.4% compared to September 2023, indicating a positive shift in market activity. As we move into the fall, the outlook remains promising. Ottawa continues to face supply challenges, and news of potential future interest rate […]

  The August 2024 Ottawa Real Estate Board Stats are out! Market Snapshot: Home sales in Ottawa showed a 10.2% increase over August 2023. With the Bank of Canada’s third consecutive interest rate drop, we’re excited to see even more momentum in the fall market. If you’re considering a move, we’re here to help answer […]